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Customers can opt into Everyday Rewards through the Bank's Standard and Packaged Current Accounts and choose to make charitable donations by carrying out Everyday Banking.

As we state in our Ethical Policy, we are committed to working with charities, co-operatives and community enterprises, and will continue to do so despite this decision and will look at other ways to promote our charity partners through other products we provide.

When you do a balance transfer, you effectively use one credit card to fully or partially pay off the other.

We may charge you a fee for doing a balance transfer.

You can see how much interest you’ve been charged by checking your monthly statements or online banking.

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The Co-operative Bank reserves the right to decline any application.We may be able to offer a product that's different to the ones advertised.APR is the interest rate calculated across the lifetime of your agreement, including any fees (total cost of credit).All branches, except our LCC branch, will be open the following business day, Tuesday, December 26.Our LCC branch will be closed until Tuesday, January 2, 2018.

Chat for free no membership no credit card and no account